FinanceFlowTerms & Conditions
Last updated: October 30, 2026
These Terms & Conditions (“Terms”) are an agreement between you and FinanceFlow (“FinanceFlow”, “we”, “us”) and govern your use of the FinanceFlow mobile app and website (the “Service”). By creating an account or using the Service, you agree to these Terms, our Privacy Policy and our End User License Agreement. If you do not agree, do not use the Service.
1. Eligibility
You must be at least 18 years old (or the age of majority where you live) and able to form a binding contract to use the Service.
2. Your account
- Give accurate information and keep it up to date.
- Keep your password safe. You are responsible for activity on your account. Tell us right away at support@financeflow.ai if you think someone else has used it.
- One person may not create multiple accounts, and accounts may not be shared, sold or transferred.
3. Market data and news
Prices, charts and news come from third-party providers. Prices may be delayed, and data may be incomplete, inaccurate or unavailable at times. Outside market hours you may see the last closing price. News articles belong to their publishers. We do not check, endorse or guarantee third-party content, and links to other websites are provided for convenience only.
4. Notifications
If you turn on news or stock alerts, we will try to send them, but we do not guarantee that any notification will be delivered, or delivered on time. Do not rely on notifications for time-sensitive decisions.
5. Referral programme and points
- When someone signs up with your referral code, you and the new user may each receive points, in amounts we set and may change.
- Each account may use one referral code, either at sign-up or within 7 days after. You cannot use your own code.
- Points have no cash value, cannot be bought, sold or transferred, and can only be used for rewards we offer in the app.
- We may withhold or remove points, or close accounts, if we believe the programme is being abused, for example through fake or duplicate accounts, or spam.
- We may change, pause or end the referral programme and rewards at any time. Points are removed when an account is deleted.
6. Acceptable use
You agree not to:
- break any law or anyone else’s rights while using the Service;
- copy, scrape, resell or redistribute market data or news from the Service;
- reverse engineer, decompile or interfere with the Service or its security, or try to access accounts or data that are not yours;
- use bots or automated means to access the Service, or put an unreasonable load on it;
- send spam, malware or harmful, abusive or misleading content through the Service.
7. Premium features
We may offer paid features in the future. If we do, prices and billing terms will be shown before you buy. Purchases made through the App Store or Google Play are also subject to their terms.
8. Intellectual property
The Service, including its software, design, logos and the FinanceFlow name, belongs to FinanceFlow or its licensors and is protected by law. We give you a limited licence to use the app as described in our EULA. You keep ownership of anything you send us, and you allow us to use it to run the Service. If you send us feedback, we may use it without any obligation to you.
9. Ending your account
You can delete your account at any time in Me → Delete Account. We may suspend or close your account if you break these Terms or if we need to for legal or security reasons. Sections that by their nature should survive (such as disclaimers, limits of liability and disputes) continue after your account ends.
10. Disclaimers
The Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not promise that the Service will be uninterrupted, error-free or secure, or that data will be accurate, complete or timely.
11. Limitation of liability
To the fullest extent the law allows, FinanceFlow and its owners, employees and suppliers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, investment losses, data or goodwill, arising from your use of, or inability to use, the Service, or from any decision you make based on information in it. Our total liability for any claim relating to the Service is limited to the greater of the amount you paid us in the 12 months before the claim, or US $50.
Some places do not allow some of these limits, so they may not all apply to you.
12. Indemnity
You agree to defend and compensate FinanceFlow for claims, losses and costs (including reasonable legal fees) that arise from your misuse of the Service or your breach of these Terms.
13. Disputes and governing law
These Terms are governed by the laws of the United States and of the state in which FinanceFlow is established, without regard to conflict-of-law rules. Before starting any formal dispute, please contact us at support@financeflow.ai so we can try to resolve it informally. Nothing in these Terms limits rights you have under consumer protection laws that cannot be waived.
14. Changes to these Terms
We may update these Terms. We will change the “Last updated” date above and, for significant changes, tell you in the app or by email. If you keep using the Service after changes take effect, you accept the new Terms.
15. General
If any part of these Terms cannot be enforced, the rest stays in effect. Not enforcing a right is not a waiver of it. You may not transfer these Terms without our consent; we may transfer them as part of a merger, acquisition or sale of assets. These Terms, the Privacy Policy and the EULA are the entire agreement between you and us about the Service.